UK Company Formation FAQs

The Companies House filing fee and any provider fees should be checked in the current application journey. Check Tide’s live price, account conditions, and eligibility before applying. Sterling Formations does not add undisclosed fees.

Companies House is the UK government's official registrar of companies. It incorporates and dissolves limited companies, registers company information, and makes it publicly available. All UK limited companies are registered here — there's no alternative official route.

A private limited company (Ltd) is a business structure that is legally separate from its owners. Shareholders' liability is generally limited to their investment, although personal guarantees, misconduct, and other exceptions can create personal exposure. Tax and commercial effects depend on the company's and owners' circumstances.

A private limited company (Ltd) cannot offer shares to the general public. A public limited company (PLC) can trade shares on a stock exchange and requires a minimum share capital of £50,000. For the vast majority of startups and small businesses, a private limited company is the right structure.

No. Sterling provides company formation guidance and links to a third-party Tide partner journey. We don't provide legal or accounting advice. For specific tax or legal questions, consult a qualified accountant or solicitor.

Tide is a business banking provider. Tide’s current price, account features, approval process, and eligibility criteria are set out in its own live product information.

Eligibility is decided by Tide and can change. Review the live price, account conditions, registered-office requirements, and eligibility criteria in the application journey before proceeding.

Yes — nationality is not the only consideration when forming a UK limited company. You need a suitable UK registered office address, and any third-party banking or partner offer may have separate residency and identity requirements.

Bad credit does not automatically prevent you from becoming a company director, but it may affect a separate business-account application. Tide makes its own approval decisions independently.

Through this platform you can register a Private Company Limited by Shares (Ltd) — the most common structure for UK startups and small businesses. It's suitable for freelancers, consultants, e-commerce businesses, tradespeople, and almost any other commercial activity.

In most cases, no. The vast majority of business activities are eligible. Some regulated activities (financial services, healthcare, etc.) may have additional licensing requirements on top of company registration, but the registration process itself is the same.

Application length and Companies House processing times vary. The Certificate of Incorporation is issued after Companies House accepts the application; no fixed completion time is guaranteed.

Our platform checks name availability in real time as you type. If a name is already registered or too similar to an existing company, you'll be told immediately so you can choose a different one before submitting.

You can complete an application from outside the UK, but you must have a suitable UK registered office address. Any third-party banking offer may apply separate residency and identity checks.

Rejections are rare and usually result from a company name issue or a missing detail. Companies House will notify you of the specific reason. In most cases you can correct and resubmit without paying the fee again.

You can register directly with Companies House or choose another provider. A Tide account application is separate from the legal Companies House incorporation process and requires you to accept Tide's current terms.

Once incorporated you'll receive three documents as professional PDFs: Certificate of Incorporation, Memorandum of Association, and Articles of Association. These are the same official documents every UK limited company receives.

This is the official address of your company as it appears on the public Companies House register. It must be a physical address in the UK where official correspondence can be delivered. It doesn't have to be where you work from — many founders use a home address or a professional registered office service.

Directors' names and registered office addresses are publicly visible on Companies House. If you use your home address as the registered office, it will be public. To keep your home address private, use a separate service address — a professional address service or your accountant's address, for example.

Our Privacy Policy explains which information this website collects, why it is used, how long it is retained, and which service providers may process it. A third-party application journey is governed by that provider’s own privacy notice and terms.

Standard Industrial Classification codes describe your company's main business activity. You must choose at least one during registration. There are hundreds to choose from — if your activity spans multiple categories, you can select up to four.

The most time-sensitive action is registering for Corporation Tax with HMRC within 3 months of starting to trade. You'll also need to open a business bank account (if you haven't via Tide), and keep Companies House updated about your company each year.

Corporation Tax is the tax UK limited companies pay on their profits. The current main rate is 25% (19% for profits under £50,000 on the small profits rate). You must register with HMRC, file an annual Company Tax Return, and pay any tax owed within 9 months of your financial year end.

An annual filing to Companies House that confirms your company's key details (directors, shareholders, registered address, share structure) are up to date. It currently costs £50 if filed online and is due every 12 months from the date of incorporation. Check the official fee table before filing.

Your first annual accounts are typically due 21 months after your company's registration date. Subsequent accounts are due 9 months after the end of your financial year. Filing late incurs automatic penalties from Companies House.

It's not a legal requirement, but most company directors benefit from having one — especially in the first year when you're learning about Corporation Tax, VAT thresholds, payroll (if you pay yourself a salary), and annual filings. An accountant can save you more than their fee in avoided mistakes and tax efficiency.

Yes. You can change your company name by passing a special resolution of the shareholders and filing a form with Companies House (currently a small fee). Your Certificate of Incorporation will be reissued with the new name.

A limited company is a separate legal entity and must have its own bank account — you cannot legally use a personal account for limited company finances. It's also essential for maintaining the 'corporate veil' that protects your personal assets.

Tide's account features, fees, card options, integrations, eligibility, and approval process are set by Tide and can change. Check Tide's current terms directly before applying, and compare the account with other business banking options.

Yes. You're not locked into any provider after registration. You can open accounts with other banks and use them however you choose. Any Tide offer or account arrangement is separate from your ongoing banking decisions.